Travel Companion

Split smart. Travel together.

Trip expenses, travel docs, and AI insights — all in one app. Settle up without the awkward math, and keep every booking in your pocket.

Free, offline-first, and built for real trips
PASSPORT
BOARDING PASS
SFOBKK
GATEA22
SEAT14C
BOARDS09:40
$240
SplitMate home screen
FreeNo paywall, no ads
0+Currencies supported
0Travel doc types
OfflineWorks with no signal
A group of friends taking a selfie together on a hike
Made for groups who travel

The trip is the fun part. Money shouldn't be the hard part.

SplitMate quietly handles the receipts, the splits, the documents and the deadlines — so the group can just enjoy the trip.

Split & settle

Split it fair. Settle it fast.

Equal, percentage, shares, or exact amounts — SplitMate does the math live as you type, then tells the group the fewest payments needed to settle up.

Four split modes, switchable per expense
Smart settle-up minimises transactions
Record a payment in one tap
Two people working out shared costs together
Equal split Settle in 1 payment % · Shares · Exact
SplitMate balances
Receipts & OCR

Snap the receipt. Skip the typing.

Photograph a receipt or drop in a PDF and SplitMate's AI reads the amount, merchant and category for you. Capture now, turn it into an expense whenever you like.

On-device OCR — works offline, no PII to cloud
One scan becomes one ready-filled expense
Receipts kept per trip for clean records
Sorting through travel receipts and cash
AI reads it Amount · Merchant Category auto-set
SplitMate capture receipts
Documents vault

Every travel doc, one locked vault.

Passports, visas, flight tickets, hotel bookings, insurance, vaccination records — SplitMate's AI files each one for you and warns you before anything expires.

AI sorts documents into the right folder
Face ID lock on passports, visas & licenses
Expiry alerts so you renew in time
Passports, visas and travel tickets
Auto-filed Face ID locked Expiry tracked
SplitMate add document
More for every trip

One app for the whole journey.

01 / 05

Plan the whole itinerary

Flights, hotels and activities laid out on one day-by-day timeline — with live countdowns and one-tap directions to every stop.

SplitMate itinerary
02 / 05

Track every shared expense

Log who paid and how it splits, with budgets per category that keep the trip from quietly drifting over.

SplitMate expenses
03 / 05

See spending on a calendar

A clean month view shows exactly which days the money went out, so the big days never take you by surprise.

SplitMate calendar
04 / 05

Break down where it went

Category splits, spending over time and top spenders — the full picture of where the trip budget really landed.

SplitMate breakdown
05 / 05

Just ask the AI

"What did we spend on food?" — ask in plain language and get a straight, accurate answer drawn from your trip's own data.

SplitMate AI insights
A passport tucked together with boarding passes
Built to be trusted

Offline-first. Private by default.

SplitMate works whether or not you have signal, and your most sensitive documents never leave your phone unless you choose to share them.

Works with no signal

Add expenses, scan receipts and view docs offline. Everything syncs the moment you reconnect.

Passport stays on device

Personal documents are local-only by default, and locked behind Face ID or your PIN.

On-device AI

Receipt text is read on your phone — no personal info shipped off to read a coffee bill.

Loved by travellers

No more "who paid for what?"

Groups settle up without the spreadsheet, the chasing or the awkward dinner-table math — and stay friends after the trip.

A group of friends celebrating together
"

We were six people across three countries and not one argument about money. SplitMate just kept the score.

M
Maya R.
Group trip, Vietnam
"

Snapping receipts and letting the AI fill the expense is genuinely magic. I stopped doing mental math at dinner.

J
Jonas P.
Roadtrip, Portugal
"

The doc vault saved me at immigration — passport and visa right there, no digging through email.

A
Aisha K.
Solo travel, Japan
"

Settle-up told us the exact two payments to clear everything. Took ten seconds at the airport.

L
Liam T.
Ski trip, Canada
"

We were six people across three countries and not one argument about money. SplitMate just kept the score.

M
Maya R.
Group trip, Vietnam
"

Snapping receipts and letting the AI fill the expense is genuinely magic. I stopped doing mental math at dinner.

J
Jonas P.
Roadtrip, Portugal
"

The doc vault saved me at immigration — passport and visa right there, no digging through email.

A
Aisha K.
Solo travel, Japan
"

Settle-up told us the exact two payments to clear everything. Took ten seconds at the airport.

L
Liam T.
Ski trip, Canada
"

The itinerary countdowns meant nobody missed a check-in. It felt like having a travel agent in my pocket.

S
Sofia M.
Family trip, Italy
"

Asking the AI "how much on transport?" and getting an instant answer is the feature I didn't know I needed.

D
Daniel O.
City break, Berlin
"

Worked perfectly with no signal on a remote island, then synced everything once we landed.

N
Nina F.
Island trip, Philippines
"

The PDF trip report meant splitting the cost with work reimbursement was painless.

R
Raj S.
Work trip, Singapore
"

The itinerary countdowns meant nobody missed a check-in. It felt like having a travel agent in my pocket.

S
Sofia M.
Family trip, Italy
"

Asking the AI "how much on transport?" and getting an instant answer is the feature I didn't know I needed.

D
Daniel O.
City break, Berlin
"

Worked perfectly with no signal on a remote island, then synced everything once we landed.

N
Nina F.
Island trip, Philippines
"

The PDF trip report meant splitting the cost with work reimbursement was painless.

R
Raj S.
Work trip, Singapore
Good to know

Questions, answered.

When you add an expense you choose how to split it: equally, by percentage, by shares, or by exact amounts per person. SplitMate shows each person's share live as you edit, and you can include or exclude anyone from a given expense.

To share a trip ledger, yes — but joining takes seconds. Send an invite link, share a QR code, or give them the 6-character trip code. Tapping a SplitMate link drops them straight into the trip.

Yes. SplitMate is offline-first — you can add expenses, scan receipts, view itineraries and open documents with no connection. Everything syncs automatically the moment you're back online.

Personal documents stay on your device by default and are never uploaded unless you attach them to a shared trip. Sensitive types like passports and visas are locked behind Face ID, Touch ID or a PIN.

Three things: it reads receipts and bookings to fill in expenses and itinerary events, it suggests the right category as you type, and it answers plain-language questions about your spending in a chat — "how much did we spend on hotels?"

Absolutely. SplitMate supports 150+ currencies with live exchange rates. You can log an expense in the local currency and see balances in your home currency, with a clear note whenever a trip mixes currencies.

Yes — generate a full multi-page PDF trip report covering expenses, splits and settlements. It's saved in your Trip Reports library so you can re-download it any time without regenerating.

SplitMate is free to use — no paywall and no ads. Sign in with Google or Apple and start your first trip in under a minute.

Early access

Be first on the trip. Join the waitlist.

Drop your email — we'll let you know the moment SplitMate is ready. Got a feature you'd love? Tell us below.

No spam. Just one note when we're live.
SplitMateTrip expenses & travel docs Join waitlist